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Real Estate Agents5 min read

Attorney Review Is Over. Now What? The Title Timeline Every NJ Agent Should Know

In New Jersey, the clock on title really starts when attorney review concludes. Here is how to use those first 48 hours to protect your closing date.

Elisa Kiernan, President · Aug 28, 2026

Why the attorney review period matters for title

New Jersey is unusual: when a contract is prepared by a real estate licensee, both parties have a three-business-day attorney review period during which either attorney may cancel or propose changes. Most title agencies will not begin searches until the contract is firm—so the day review concludes is day one of the title timeline, not the day the contract was signed.

Send the fully executed contract the same day

The single biggest accelerator is speed of delivery. Email or upload the firm contract, with the attorney-review conclusion letters, the moment you have them. Include every party’s contact information—buyer’s and seller’s attorneys, the lender or loan officer, and the co-op agent. A complete order lets us place county and municipal searches immediately.

What happens in the first week

Once the order is open, we run the county search (deeds, mortgages, judgments, liens), request municipal certifications (tax, water, sewer, assessments), and order any required riparian or tidelands checks. Within roughly three to seven business days a title commitment is issued to all parties listing exactly what must be cleared before closing.

Flag known issues up front

If you know the seller went through a divorce, inherited the property, has an open permit, or refinanced recently, tell us at order. Each of those changes the search plan and the documents we will need—and knowing early can save weeks.

Set client expectations around the commitment

Buyers are often alarmed by “exceptions” on Schedule B. Most are standard—utility easements, restrictions of record. Encourage clients to review the commitment with their attorney and to ask us about anything they do not understand; we would rather answer a question in week one than at the table.

This article is general information about New Jersey real estate transactions and is not legal, tax, or financial advice. Laws, regulations, and fee schedules change; confirm current requirements with your attorney. Crystal Alliance Title is a title insurance agency, not a law firm.

Key takeaways
  • Title work begins when attorney review concludes, not at signing.
  • Deliver the firm contract and all party contacts the same day.
  • Disclose estates, divorces, permits, or recent refinances at order.
  • Commitments typically issue within 3–7 business days.
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Live file · CAT-24817
On schedule
File openedContract received · contact confirmed Day 1
Title clearedCommitment issued · 0 open requirements Day 6
Figures balancedCD reconciled with lender & counsel T-3
Close & recordSigned · funded · e-recorded Today
Everyone sees this
Funded · 11:48 AM · all parties notified